Request from $500 to $5,000 Online

Quick, secure, and completely online. Connect with lending partners in minutes.

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$500 $5,000
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No impact on your credit score to check your offers.

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Representative Example

APR Range

5.99% – 35.99%

Loan Term

65 days – 72 months

Loan Amount

$500 – $5,000

Repayment Calculation Example

Amount Borrowed

$3,000.00

APR

24.99%

Term

24 months

Monthly Payment

$160.24

Total Finance Charge

$845.76

Total Repayment Amount

$3,845.76

This is a representative example for illustrative purposes only. Actual rates, terms, and amounts vary based on the lending partner, your creditworthiness, and state regulations. Not all applicants will qualify for the lowest rate or the maximum loan amount. Short-term loans (65 days or less) may carry significantly higher APRs.

Simple Process

How It Works

Getting connected with a lending partner is fast and straightforward. Here's how it works.

1

Submit Your Request

Choose your desired loan amount and complete our quick, secure online form. It takes just minutes.

2

Get Connected

We connect you with our network of lending partners who review your request and may present you with offers.

3

Review & Receive Funds

If approved by a lender, review the terms carefully. If you accept, funds may be deposited as soon as the next business day.

Get Started Now
Why Choose Us

Built on Trust & Security

We prioritize your security, privacy, and transparency at every step of the process.

Secure & Private

Your data is protected with 256-bit SSL encryption. We take your privacy seriously and never sell your information to third parties.

Fast & Convenient

Our entirely online process means no waiting in line or paperwork. Submit your request anytime, from any device.

Transparent Process

No hidden fees. If a lender makes you an offer, you can review all terms before deciding to accept. You are never obligated.

Wide Network

We work with a broad network of lending partners, giving you more options to find a match that fits your needs.

Common Questions

Frequently Asked Questions

Have questions? We've got answers. Find what you need below.

Is WithYou Funds a direct lender?
No. WithYou Funds is a loan connecting service, not a direct lender. We help connect borrowers like you with lending partners in our network. We do not make loan or credit decisions and do not guarantee that you will receive a loan offer.
How much can I request?
You can request loan amounts ranging from $500 to $5,000. The actual amount you may qualify for depends on the lending partner, your creditworthiness, income, and state regulations.
Will checking my offers affect my credit score?
Submitting a request through WithYou Funds typically does not impact your credit score. However, if a lending partner reviews your credit as part of their evaluation, that may appear as an inquiry on your credit report. Always review the terms presented by the lender carefully.
How long does the process take?
Our online form takes just minutes to complete. If a lending partner approves your request and you accept their terms, funds may be deposited as soon as the next business day. Timing depends on the lender and your bank.
What are the interest rates and terms?
APR ranges from 5.99% to 35.99%, and loan terms range from 65 days to 72 months. The specific rate and term you receive depends on the lending partner, your credit profile, and the loan amount. Review all terms before accepting any offer.
What if I have bad credit?
We work with a network of lending partners, some of whom may consider applicants with less-than-perfect credit. Your credit rating is just one factor; income and other criteria also play a role. We encourage you to submit a request regardless of your credit situation.
What information do I need to provide?
You will need to provide basic information including your name, contact details, state of residence, income information, and loan purpose. The lending partner may request additional documentation during their review process.
Am I obligated to accept a loan offer?
No. You are never obligated to accept any offer. If a lending partner presents you with an offer, you can review the terms and decide whether to proceed. There is no commitment until you accept the lender's terms.

Still have questions?

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